Payments Tester

Testing payments properly: message validation, SIT and UAT, negative testing, exceptions, reconciliation and defect management, ending in the capstone project.

Who this is for

A QA engineer, test analyst or business analyst who tests payments systems.

Experience level: QA or Test Analyst, 1 to 5 years. A QA engineer, test analyst or BA who tests payments, or is moving into payments testing.

What you will be able to do

• Validate ISO 20022 and SWIFT messages against schemas and usage guidelines.
• Design SIT and UAT cases, including negative and edge cases.
• Test exceptions, returns, recalls and reconciliation, and raise defects that engineering can act on.

Prerequisites

The Beginner pathway, or equivalent working knowledge of payments.

Recommended sequence

Work through the chapters in this order. Within each chapter, complete the core lessons listed.

1. What money is (All lessons)
   Money first: what a payment actually moves.
2. What is a Payment (All lessons)
   Foundations refresh: what a payment is.
3. Payment Lifecycle End to End (All lessons)
   The lifecycle you will test end to end.
4. ISO 20022 Fundamentals (All lessons)
   ISO 20022 fundamentals.
5. pacs.008 Deep Dive (All lessons)
   pacs.008 deep dive: the message you will see most.
6. ISO 20022 Technical Implementation (All lessons)
   ISO 20022 technical implementation, including XML validation.
7. pain.001 and pain.002 in Depth (All lessons)
   pain.001 and pain.002 in depth.
8. Payment Testing and Certification (All lessons)
   Payment testing and certification: the tester core.
9. BA practice depth (Lessons 1-8)
   BA practice depth: Gherkin, traceability, SIT and UAT, negative testing, defect management, production support, root cause analysis.
10. Reject and Return in CBPR+ (All lessons)
    Reject and return in CBPR+.
11. Payment Reconciliation (All lessons)
    Reconciliation: the checks that catch what testing missed.
12. Payment Exceptions and Investigations (All lessons)
    Exceptions, returns and recalls.
13. Claims, enquiries and case management (All lessons)
    Claims, enquiries and case management.
14. BA Practical Workshop (All lessons)
    The BA workshop: requirements and test traceability.

Simulators and labs

• ISO 20022 Message and Mapping Lab
• Message Explorer
• ISO 20022 Mapping Workbench

Assessments

• Messaging Test
• Operations Test
• Professional Practice Test

Capstone: Capstone project (ch29)

Complete the capstone project at the end of the Professional pathway.

Deliverable: The ch29 capstone project: a full business analysis deliverable for a payments change.

Completion criteria

• Finish every core lesson in the sequence.
• Pass the Messaging, Operations and Professional Practice tests with 70% or more.
• Complete the required simulator exercises.
• Submit the capstone project.